The holidays are approaching. If you’ve spent any time in the Woodfield Mall area recently, you would know that there is a lot of road construction going on, making an already heavy-traffic area even more congested, especially on the weekends when the shopping faithful are out in full force. If that isn’t frustrating enough, you may have also heard about the driver who crashed his car into the mall and drove around a bit before being taken into custody by police. It just goes to show that there are some things in life that you can’t control, like the actions of others. When it comes to traffic safety there are things you can look out for that will hopefully make your next trip to the mall safer and more bearable.

Avoid Road Rage

Everyone has seen people lose their cool while driving. Maybe you’re guilty of it yourself. Remember, even if people can see your hand signals, they likely can’t hear what words you are screaming at them. If you have kids in the car, they will certainly hear them. Sometimes hand gestures are appropriate while driving, like waiving thank you to another motorist who lets you merge in front of them, or letting someone else know you are waiting to let them through. However, expressing your disdain for someone probably won’t help them learn any kind of lesson and will only cause your own blood pressure to rise. The best bet is to try and stay calm. Focusing your attention on one guy you think might be a jerk can leave you at risk of getting distracted and might make you miss other hazards. It’s much better to keep your cool and keep your attention focused on avoiding collisions.

Look for Construction Vehicles

There are all kinds of dump trucks, backhoes, pickup trucks, and other heavy machinery roaming around construction areas. Sometimes they leave the coned-off sections of the road and meander through traffic. If you’re not looking, suddenly a bulldozer can jump out in front of you. It’s worth it to scan the portions of the road that are blocked off to normal traffic as you look forward in anticipation of other vehicles maneuvering in front of you. Often times, workers will signal to drivers to let them know when a work vehicle is attempting to cross or enter the road. It would be a mistake to always rely on that. You can’t expect everyone else to always do safe and reasonable things, but you can take steps to help ensure your own safety. This is one of them.

Take Your Time

Eventually, we all get where we’re going. It’s best to plan for the worst and take your time. This is especially true for shopping trips. The value of your life and limbs far exceeds any stuff you can buy. If you put things into perspective, parking spots are not worth fighting over. Merging ahead of that one guy who has been irritating you since the last stop sign isn’t worth it. Plus, (parents will get this one), if you are less stressed out from your perilous journey to the mall, you are less likely to lose it when your child inevitably begs you to buy another worthless piece of plastic they will forget about five minutes after returning home. You may show up a little later, but you’ll glide through the mall, sipping your latte, skillfully deflecting your kids’ outright obnoxious demands to get them more stuff they don’t need. Take solace in knowing that even if you have to sit in the car longer you can always drop a few quarters into one of those mall massage chairs and let those automated rollers knead the frustration away.

The 2014 Safe Shopping Guide from the Illinois Attorney General

Some lists are more important than others over the holidays: Santa’s list, of course, and the latest list coming from Illinois Attorney General Lisa Madigan’s office.

Madigan’s team has released its annual “Safe Shopping Guide” for the 2014 holiday shopping season. The Safe Shopping Guide is considered by many to be a critical resource for parents in the midst of perpetual spending sprees. Since 2007, the annual guide has been helping families avoid dreaded product recalls (an estimated 44 million individual units of children’s products are recalled each year, many of which go overlooked by retailers and remain available to unassuming shoppers!)

This year’s guide highlights over 100 recalled products, as determined by the Consumer Product Safety Commission. Products recalled include toys, cribs, furniture, clothing and baby gear. One of the great features of the “Safe Shopping Guide” is just how detailed it is. You’ll find a comprehensive list of defective products, along with descriptions and photos pinpointing exactly what parents should be paying close attention to. Topping this year’s list are items like the Dynacraft Aviago Youth Bicycle (recalled on July 31 due to a faulty front tire prone to detach) and the Toys “R” Us Toy Toaster Set (recalled on October 13 as a result of the brittle plastic toast that has a tendency to crack and break into small pieces, posing a choking hazard).

“The Safe Shopping Guide is a must-have for this holiday season,” said Abe Scarr, Illinois PIRG (Public Interest Research Group) Director, in a statement released by the Attorney General’s office. “Shoppers should pay close attention to toys that contain small parts that could lead to choking, and consumers should be especially vigilant while shopping online where recalled toys may still be available.”

Not Just Physical Products – Stay Cybersafe

New this year is a feature that provides important information on taking precautionary measures against identity theft and credit card fraud, two big concerns among consumers following several major data breaches at large retailers like Target, Michael’s, Neiman Marcus, and Home Depot.

Madigan’s guide includes preventative steps to help shoppers protect against identity theft. Her office notes that caller complaints involving cyber security jumped 1,600 percent in 2013 alone; they have successfully helped more than 35,000 victims remove over $26 million in fraudulent charges from their credit, thanks in part by encouraging encouraging consumers to take preventative steps like the ones below.

Protect your data with four simple steps, as outlined in the Safe Shopping Guide:

Set up transactions alerts
Establish spending limits and email/text alerts to keep you updated whenever a transaction exceeds a certain threshold. Should you find out that your card exceeded the limit, you can dispute the charge immediately with your credit card company.

Regularly review your bank and credit card statements
It’s easy to pinpoint a fraudulent charge, especially when it’s a large amount. But some scammers have learned to do so over time with small charges that most people would otherwise not notice. Taking a closer look at your bank and credit card statements can help you find inconsistencies or patterns in small numbers.

Review your credit report for unauthorized accounts
Credit card holders are entitled to at least one free credit score report from each of the three nationwide credit reporting agencies each year. By ordering your credit report, you can determine whether any unauthorized accounts have been open in your name.

Consider putting a security freeze on your credit
Lock down your personal data and prevent scammers from gaining access to your personal information. It’s the most extreme but also the most sure-fire way to keep things safe and secure. You’re free to lift the freeze at any time, should you want to make a big purchase in the future.

Hidden Dangers of Construction Zones

Madigan Releases Annual ‘Safe Shopping Guide’ for 2014